There is no single way to organize your finances with Cashboard.

With our customizable categories (groups), you have total flexibility to create a control system that fits your lifestyle or integrate the method you already use directly into Cashboard.

For example, the famous 50/30/20 method:

• 50% of your income is allocated to essential expenses, such as housing (rent, mortgage), utility bills (water, electricity, gas, internet) and transportation — in other words, expenses that cannot be postponed.

• 30% goes to leisured and comfort expenses, such as entertainment, dining out, travel, and hobbies, improving your quality of life.

• 20% is reserved for savings, investments and debt repayment, securing your financial future.

In Cashboard, you can organize all of this by creating four groups:

• Fixed Expenses

• Variable Expenses

• Investments

• Debts

And if you are a subscriber of Cashboard Gold, you will have access to exclusive tools that help maintain the perfect balance between these 50/30/20 proportions, facilitating planning and providing more financial peace of mind.

Should I record my earnings in Cashboard?

Recording your earnings in Cashboard can be a great strategy if you want to track detailed comparisons between your spending and total income. However, if you prefer less rigorous control or do not feel comfortable with it, Cashboard offers the flexibility to customize the interface to focus only on your expenses. After all, most of us already have clarity about how much we earn, but the key is to have visibility over what is going out — about where and how we are spending.

With this approach, you can make more conscious financial decisions and build a path to more peaceful and prosperous days.